Tag Archives: Home Insurance

Home Owner’s Insurance Tips That Will Make Getting The Dream Policy Easy

Home Owner's Insurance Tips That Will Make Getting The Dream Policy Easy

Home Owner’s Insurance Tips That Will Make Getting The Dream Policy Easy

Your house isn’t just a house, it is a home for you and your loved ones to share. This is why it is so important to protect your home and pocketbook, by purchasing home owner’s insurance now, instead of waiting for problems to damage your house. Below are a list of tips to help you find the right home owner’s insurance for you.

Make sure that you have a record of everything that is covered under your home insurance. Make a detailed list, and take pictures of all valuables. It also helps to keep receipts for big ticket items. There is free software online that will enable you to create a home inventory, room by room. If you need to make a claim, having all this information on hand will help to speed up the process.

Even if renter’s insurance isn’t mandated where you are living, it is highly recommended. You simply never know what is going to happen. Renter’s insurance covers all your valuables in the case of some disaster like a fire or a flood. Continue reading

Useful Advice When Seeking An Insurance Policy For Your Home

Useful Advice When Seeking An Insurance Policy For Your Home

Useful Advice When Seeking An Insurance Policy For Your Home

Obtaining insurance for your home can be a daunting challenge. With so many clauses, contingencies and contracts, not to mention the magnitude of what is at stake for you, it is simply overwhelming. Read on to learn how to navigate your way through the maze of homeowners insurance and be able to make your decision based on knowledge and facts with complete confidence.

Lower your annual home insurance premiums by raising your deductible. The higher the deductible, the less you pay. Even though you will be stuck with footing the bill for smaller problems you may encounter, it is worth it in the long run. Insurance companies tend to raise a homeowner’s premium after any claim they make, no matter how small. Continue reading